What does Access Credit Lines do?
We specialize in providing financial information to
small businesses. In addition, we help you avoid
costly financial mistakes by preparing your loan
package correctly and sending it to the lenders that
we know from experience are most likely to approve
your request. We offer a much higher level of
certainty and convenience than going at it alone.
Other services we provide include business plan preparation,
marketing plan preparation, and forming corporations and LLC’s.
What is the difference between using Access
Credit Lines and going at it alone and applying with
lenders myself?
Apart from saving you time and being more
convenient, Access Credit Lines will help you avoid
the major problem with going at it alone, which is,
knowing which lenders to apply with and how to
prepare the loan package correctly. It takes a lot
of work to build and maintain an accurate and up to
date database of lenders and their loan programs, as
well as personal experiences with each lender.
Access Credit Lines has done all that work for you,
so that your applications get approved the first
time, and you get the most money you qualify for.
How much money can I borrow?
The amount of money you can borrow will depend
mostly on the strength of your credit history, but
will also take into account the amount of time you
have been in business, and whether or not you can
show income and asset documentation. If you have
been in business for more than 2 years, you may be
able to borrow up to $150,000 under our No Doc
Program, and up to $500,000 under our Full Doc
Program.
What interest rate should I expect to pay?
The interest rate varies depending on your credit
history and the lender. The normal range of interest
rates is 7.5% to 13.5%. The actual interest rate you
receive may be higher or lower, and the better your
credit history, the better the rate.
Do I need good personal credit for these
business financing programs?
No. We have loan programs that are based solely on
your business credit.
I am not in business yet or do not show any
revenues. Can you still help with financing?
Yes. We can help with everything you need to get
started, whether you are looking for help writing a
business/marketing plan, or need help getting your
small business incorporated. Our programs are
customized to your needs as a small business trying
to grow.
What types of businesses are you able to
help?
We have assisted all types of businesses from
restaurants, real estate investors, to trucking. If
you have a business, chances are we can help.
How do I get started?
Simply complete the online application. This will
determine whether Access Credit Lines will be a good
match for you.
What Fees Are Involved?
To fill out an application is free. Also, if Access
Credit Lines cannot assist you there is no charge.
However, if you become a client, than obviously,
there will be fees paid whenever funding is
obtained. These fees are typically a percentage of
the funds secured. In addition, if you become an
ACCESS member there is a small monthly fee that can
be cancelled anytime.
Are There Application Fees?
In individual situations, there will be application
fees charged, as well as commitment fees, in some
cases.
Do I need to be an ACCESS member for your
financing programs?
No. Becoming an ACCESS member is an added bonus to
business owners. Members have access to additional
financing programs monthly, webinars and discounts
on other products (business/marketing plan,
incorporate service, and Business Credit Line List.
Am I locked into paying for a membership?
No. ACCESS members pay monthly and can cancel
anytime.
Is Access Credit Lines right for me?
If you still have questions, call toll free
1-877-690-8955 for a free business assessment.
